Bassattackr
Well-Known Member
What timing..
Gold at peak high today..
Gold at peak high today..
Hardwood11
It is going to be a good fall!
I looked at my sliver bars the other day, some said $6 on them . I would guess from the late 1990s ? Dang 
. Just wish I’d bought more.
. Just wish I’d bought more.
JNRBRONC
Well-Known Member
1983, you are missing out.
Surprised no one is recommending Hawk-tuah meme coins & hunter Biden art work. 
.
So- lemme ask u guys this. I’m totally out of my element with investing in anything but land…. Is there ANYTHING guys can invest in that can return 15% or more? S&P 500 over time does 10%.
Could a guy do some kinda of rental where u could clear 15%?
That’s the threshold I look at…. I could explain this to a deep degree but - land appreciation has averaged about 5%. Roi on many farms could be up to around 3%. Now- buying farms right & doing fixing up right- generally can add 10% in a year pretty reasonably (after expenses). A 2-3 year hold OFTEN the biggest gain in value fixing up. So- in my mind…. Yearly: Add the 3% + 5% market appreciation average on top of the 10% minimum that can be added in value = 18%. On a conservative side. Yes- market can go down & u hold. But over countless transactions over 25 years…. I’m very comfy saying 18% is very doable, usually a good bit more. Is there work & complexities to this? Sure. Such as: Equipment I equate in to all this …. but all machinery itself is paid for too. I account for usage & depretiatiin costs.
If there’s some way to diversify with confidence & say “u can have confidence this will do about 15%+” - those are things I’d love to find. To this day- I haven’t found it. I know they exist. Probably hard to find. Maybe it’s a commercial rental u buy at a steal. I dunno. Is there anything out there close to this???
.So- lemme ask u guys this. I’m totally out of my element with investing in anything but land…. Is there ANYTHING guys can invest in that can return 15% or more? S&P 500 over time does 10%.
Could a guy do some kinda of rental where u could clear 15%?
That’s the threshold I look at…. I could explain this to a deep degree but - land appreciation has averaged about 5%. Roi on many farms could be up to around 3%. Now- buying farms right & doing fixing up right- generally can add 10% in a year pretty reasonably (after expenses). A 2-3 year hold OFTEN the biggest gain in value fixing up. So- in my mind…. Yearly: Add the 3% + 5% market appreciation average on top of the 10% minimum that can be added in value = 18%. On a conservative side. Yes- market can go down & u hold. But over countless transactions over 25 years…. I’m very comfy saying 18% is very doable, usually a good bit more. Is there work & complexities to this? Sure. Such as: Equipment I equate in to all this …. but all machinery itself is paid for too. I account for usage & depretiatiin costs.
If there’s some way to diversify with confidence & say “u can have confidence this will do about 15%+” - those are things I’d love to find. To this day- I haven’t found it. I know they exist. Probably hard to find. Maybe it’s a commercial rental u buy at a steal. I dunno. Is there anything out there close to this???
Alot of fund managers get paid millions and millions of dollars to tell you how smart they are. Like most things, I think it can be dumbed down and common sense applied.
Where are things headed? What are the 5-10 year trends?
Simple example: QQQ (and funds like them)- Tech heavy mutual fund has returned over 15% for TWENTY YEARS. AND averaged over 20% return over the last decade.
AI has been a no brainer- Lots of plays there but I went chips.
What's next?- AI tied to the medical field will change the world IMO. Do your research there and make a play. GINORMOUS
Other things a guy could get those returns on- multifamily rental- especially tied to certain grants & government programs, franchises of various sorts,
Where are things headed? What are the 5-10 year trends?
Simple example: QQQ (and funds like them)- Tech heavy mutual fund has returned over 15% for TWENTY YEARS. AND averaged over 20% return over the last decade.
AI has been a no brainer- Lots of plays there but I went chips.
What's next?- AI tied to the medical field will change the world IMO. Do your research there and make a play. GINORMOUS
Other things a guy could get those returns on- multifamily rental- especially tied to certain grants & government programs, franchises of various sorts,
Far from an expert here on stocks, but have gotten into the AI space a little. Stocks I’m seeing going up the next few months will be $CIFR, $IREN, $WBI. Around 20% return on them and seems to continue climbing. Again not an expert but if anyone wants to look into them you’ll see how needed they will be for the AI race.
150 Class
Well-Known Member
How about betting the Chicago Board of Trade? Options there to use your discretionary or investment money too. Meats. Grains. Precious metals. This thread started mentioning silver. Could have bought it for around $30/oz at the start of the year and sold it for $50 now?
Hardwood11
It is going to be a good fall!
I personally do not think you can get returns like land unless you hit a some HOT stocks.Surprised no one is recommending Hawk-tuah meme coins & hunter Biden art work.
So- lemme ask u guys this. I’m totally out of my element with investing in anything but land…. Is there ANYTHING guys can invest in that can return 15% or more? S&P 500 over time does 10%.
Could a guy do some kinda of rental where u could clear 15%?
That’s the threshold I look at…. I could explain this to a deep degree but - land appreciation has averaged about 5%. Roi on many farms could be up to around 3%. Now- buying farms right & doing fixing up right- generally can add 10% in a year pretty reasonably (after expenses). A 2-3 year hold OFTEN the biggest gain in value fixing up. So- in my mind…. Yearly: Add the 3% + 5% market appreciation average on top of the 10% minimum that can be added in value = 18%. On a conservative side. Yes- market can go down & u hold. But over countless transactions over 25 years…. I’m very comfy saying 18% is very doable, usually a good bit more. Is there work & complexities to this? Sure. Such as: Equipment I equate in to all this …. but all machinery itself is paid for too. I account for usage & depretiatiin costs.
If there’s some way to diversify with confidence & say “u can have confidence this will do about 15%+” - those are things I’d love to find. To this day- I haven’t found it. I know they exist. Probably hard to find. Maybe it’s a commercial rental u buy at a steal. I dunno. Is there anything out there close to this???
With real estate the income and appreciation can be so much better, if you have a loan on the farm. Not saying you have to… but scenario below …
80 Acres in Ringgold County Iowa , bought for $5000 an acre. $400,000 , 25% down so you have $100,000 of your own money invested .
You get let’s say $8000 in cash rent , you have to pay $23,000 annual payment with interest plus property taxes…
Hypothetically in 4 yrs you sell it & make 1000/ac ? You have $80,000 gain, & want to upgrade . Your pay down roughly $25,000 in principal .
So you have $205,000 to 1031 into another farm …simple math & a good gain …
However, factor in that you put in $100,000 initially, paid interest, but now look at your gain on the $100,000 you invested . You basically doubled it. Thats the power of real estate.
Obviously they don’t all work out that way, & yes there are guys that are doubling their money in stocks in 4 yrs, heck even gold .. but it seems to be an easier path in real estate, but you have to buy it right… not overpay.
*A lot of guys on here that have done this, & upgraded to bigger farms or multiple farms ! Feel free to add ….
JNRBRONC
Well-Known Member
Just read a news article and had to chuckle. Here is the passage:
“You see a lot of things out there, the amount of uncertainty and I put geopolitics in that category, fiscal spending in that category, politics in that category, the re-militarization of the world in that category. All these things cause a lot of issues that we don’t know how they’re going to sort out,” Dimon said. Rather than investing in crypto, “we should be stockpiling bullets, guns and bombs,” as the world’s a “far more dangerous place.”
Reading the last bit, for the most part, I should be good.
“You see a lot of things out there, the amount of uncertainty and I put geopolitics in that category, fiscal spending in that category, politics in that category, the re-militarization of the world in that category. All these things cause a lot of issues that we don’t know how they’re going to sort out,” Dimon said. Rather than investing in crypto, “we should be stockpiling bullets, guns and bombs,” as the world’s a “far more dangerous place.”
Reading the last bit, for the most part, I should be good.
Ha!!! Iowa has plenty of that too!!Just read a news article and had to chuckle. Here is the passage:
“You see a lot of things out there, the amount of uncertainty and I put geopolitics in that category, fiscal spending in that category, politics in that category, the re-militarization of the world in that category. All these things cause a lot of issues that we don’t know how they’re going to sort out,” Dimon said. Rather than investing in crypto, “we should be stockpiling bullets, guns and bombs,” as the world’s a “far more dangerous place.”
Reading the last bit, for the most part, I should be good.
Here’s the crazy thing…. Since I was a little kid until today - I heard this “if things get bad…. U don’t want stocks or paper money” & I don’t disagree. BUT… usually they say this… “you want gold or precious metals” or maybe one could say crypto. I never really understood that…. Here’s why…. If things get “really bad”…. Why do I want gold bars over LAND I can get: water from, live on, hunt on, fish, harvest timber, grow things, etc? Seriously. It’s perplexing to hear this for decades of my life. If you can literally have a grocery store in your back yard - I don’t see anything more valuable than that. The 3 big elements that follow with that land “if things get really bad”…. 1) medical supplies & procedure of varying types 2) security (guns, etc) for that land 3) ways to power things would be a distant third “need”. So many ways to do it. Maybe a fuel supply. & heck…. If all those fail…. Better just have your salvation for the next world. About it really.
K- back to the investments….. agree on the major compound of bank leveraged $. & I agree with “picking winners for stocks” …. I tried that for maybe 15 years…. In reality…. For ME…. It was no better than the casino. Land has been the ONLY investment I haven’t lost on and made good gains every time. I absolutely would try something else or new or listen to expertise someone else has. As far as my own abilities so far…. Very little success outside of land.
JNRBRONC
Well-Known Member
The quote above from Dimon, the CEO of JPMorgan, is probably hinting at buying stock in those companies that produce arms/ammunitions for war.
As to precious metals, my view is that you better have physical possession of them as it is a hedge against when SHTF and the dollar collapses. Even then, you probably want small weights of metal to barter/trade for essentials. You aren't going to shave off a kilo bar onto a scale. How will change be made during purchases? What happened to buy low, sell high?
I've always taken the "diversity approach" to investing. It might hurt the ROI a little, but you won't get wiped out in a crash.
As to precious metals, my view is that you better have physical possession of them as it is a hedge against when SHTF and the dollar collapses. Even then, you probably want small weights of metal to barter/trade for essentials. You aren't going to shave off a kilo bar onto a scale. How will change be made during purchases? What happened to buy low, sell high?
I've always taken the "diversity approach" to investing. It might hurt the ROI a little, but you won't get wiped out in a crash.
I’ve owned (bought and sold) multifamly rentals since 2000. They have averaged 15.5% annually (CF + appreciation) up until about 3 years ago. Now the town where I own them (Lincoln, NE), the taxes, insurance and management fees are beating that down a bunch.
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Hardwood11
It is going to be a good fall!
I think that rentals are great , if you are handy and can fix the small stuff . I’m not really, so I choose land instead . The biggest negative in my opinion would be getting a drug addict in your rental …
Your rentals are college kids ?
203ntyp
PMA Member
Markets are always unpredictable. I invest in multiple assets as not to lose as much should markets tank. Land has always been the best choice, but things seem to be going up too fast lately. If the bubble burst (and it will), it may be a good time to be more aggressive after that happens, I could have bought my grandfather's 114-acre farm for 180k back in the mid-80's but I screwed up! Today land prices are crazy high. I've seen some 1 acre lots go for 100k in preferred areas. Lots of farmland around me but more and more are selling out due to the high price per acre. It's sad to see this happening.
JNRBRONC
Well-Known Member
Heard 100 acres of floodplain was on the market for one day about a month ago. $1,000/acre is why one day. Shoot, I'd have bought that!! Always hear AFTER the fact.
You gotta screen and still no guarantee. We rent to a mix—college students and others.
Sent from my iPhone using Tapatalk
Hardwood11
It is going to be a good fall!
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booneriverbucks
PMA Member
I always just figured it’s best to spend excess income on hunting stuff.. in the past it was a fancy bottle of deer pee and now it’s more land. Just tell the wife it’s all profitable. Seems to work