DOR
Life Member
Sorry to hear this. I cant imagine losing all the work (labor/time) we have put into my property. Replacing 5 and 10+ year trees with saplings would not be cool.
This is why I was happy to pay the local fire department a few hundred bucks to come out and do my controlled switch burn. 99% chance I could have done it, but for that price I felt using the local fire dept was worth it for peace of mind/liability.
This is why I was happy to pay the local fire department a few hundred bucks to come out and do my controlled switch burn. 99% chance I could have done it, but for that price I felt using the local fire dept was worth it for peace of mind/liability.
We have been fighting out of control burns for a couple weeks now and some people just don't get what it takes to keep one under control.they don't consider the humidity or wind speed and sure don't check their phones for forecast.They also don't understand that they are 100% liable from the time they strike the match until last ember dies,no excuses, no would have or should have.I have seen car wrecks caused from them where the people recieved critical injuries and been on the side of the landowner getting burnt out.Had a rental next to me and it was always rented be not real intelligent renters that would like fires to burn trash. First time it came on me was a windy day and they didn't have a hose or anything out. I chewed their ass after my guys got the fire out and told them thats their 1 freebe. A year later did it again this time killing around 12 trees out a 20 ft tall wind break and then around 20 10ft oaks I had planted plus the 5 or so they killed the year before.I got their insurance and filed a claim.They called a nursery and got cost to move same size oaks and plant plus water for a year.Also cost to move cedars as big as they could.Then the guy that owned that 10 aces put it up for sale so I bought it,partly with insurance money and tore house down and left barn. But I have seen 1 cedar tree bring 6,000.00 out in a guys pasture.
Two biggest things is get your adjuster to price replanting trees as close to the size that got killed and maintenance.Also contact the FSA and get their replacement cost.I wouldn't plant anything yourself,let them pay to have done.
Two biggest things is get your adjuster to price replanting trees as close to the size that got killed and maintenance.Also contact the FSA and get their replacement cost.I wouldn't plant anything yourself,let them pay to have done.
theDoorman
PMA Member
I worked as a CAT adjuster for many years doing fires and hurricanes. Not sure how things are handled now but my advice would be to get as many receipts and photos put together as you can. For items you cannot find a receipt for I would have a print out that item for adjuster.
Example : your deer blinds, if you cannot find that same brand or model for sale currently find something like kind/like quality. Have a print out showing to replace that blind here is what a blind similar to mine costs “redneck blind abc for $1500”. If you have alot of damage put together a folder where you can email adjuster.
I would definitely log any hours running back and forth to farm throughout this process. Gas reciepts driving back and forth. Hours cleaning (everything you clean I would take photos before and after). Say your deer blinds burned and fell over.
Depending on your adjuster, policy and coverage limits this information may or may not help. Feel free to DM if you have any questions, it’s been a few years but I’ve seen it all.
Take lots of photos!