I got smoked by hail yesterday driving home. Madison co.
Ironically I got a letter the day prior from insurance company that they would not be renewing my policy (home/farm/auto) due to severe weather patterns.
....and I've never had a claim with said company. Found it very ironic.
Ironically I got a letter the day prior from insurance company that they would not be renewing my policy (home/farm/auto) due to severe weather patterns.
....and I've never had a claim with said company. Found it very ironic.
seven twenty
PMA Member
What company is that by chance. I’m debating whether or not to file a claim for my house but I’m afraid they’ll cancel. I’ve never had an home claim either but I’m hearing a lot of stories like yours. My premium has doubled with the last 2 renewals.
tall@wide
PMA Member
Hit up Mike Banks.
American Family Insurance
Great dude and rates
Also an outdoorsman
mbanks@amfam.com
American Family Insurance
Great dude and rates
Also an outdoorsman
mbanks@amfam.com
tall@wide
PMA Member
This is who I switched over to. I'd try to talk with him personally if you call (He is the agent owner).
Was actually on a call with him when this thread popped up. He said it was cool if I posted his info if anyone was in need.
seven twenty
PMA Member
Where is he located?
theDoorman
Member
I recommend not calling the insurance company first. If you have a contractor you trust I would call them and see if it’s worth filing a claim. I would not call a “hail contractor/salesman” he will always say you have damage.
I use to work for the evil empires for many years and there is no reason to call them first, you have 365 days from DOL (date of loss/storm). Even if you do have damage up there I would wait until next march to files a claim. If we get hit with another storm this summer then you are on the hook for two deductibles.
I’ve watched good honest people get screwed everyday by these insurance companies because people didn’t know any better. Anyways that’s my two cents.
Waukee and Leon
Isn’t it amazing- you can pay your bills on time for years and never use it and have them do that. Or better yet, you actually use it and then your rates go up. But yet- you “have” to have it.