sep, I could not disagree more. What is a typical US citizen? There are so many variables that dictate an individuals financial situation I can't begin to list them. Where and how a person spends their money depends on a litany of factors and priorities that can't be explained and is noone's business. Some landowners have money to burn, many do not, but make it happen. Our nation provides the "oppurtunity" to accomplish many goals, but it is not without sacrifice and hard work. I caution our younger generation in every endeavor to beware of our current political atmosphere that being successful and having money is a negative thing. It is not. The government will never make you, or give you, the degree of success you can achieve on your own. Just Do It.